国家开发银行2016年校园招聘简介

概况

国家开发银行成立于1994年，是中国政府的开发性金融机构，致力于以中长期投融资服务国家战略。国开行有“两基一支”（基础设施、基础产业、支柱产业）、民生金融、国际合作、综合经营四大特色业务板块，是中国中长期投融资和新型城镇化的骨干银行、最大的对外投融资合作银行，以及全球最大的开发性金融机构。国开行目前在中国内地设有37家一级分行和3家二级分行，境外设有香港分行和开罗、莫斯科、里约热内卢、加拉加斯、伦敦等5家代表处。截至2015年6月底，国开行资产规模达10.6万亿元，不良贷款率连续41个季度低于1%，保持优良的市场业绩。

基础设施融资的骨干银行

国开行是我国“两基一支”建设的主力银行，支持了三峡工程、南水北调、西气东输、国家石油储备、京九铁路、京沪高铁、首钢搬迁、北京奥运场馆、上海世博会基础设施等一大批国家重大项目建设。1998年以来，国开行将业务领域拓展到城市基础设施，不断从大城市向中小城市、县域延伸，助力中国城市化发展。

推动民生金融创新的银行

国开行致力于推动普惠金融，探索以批发的方法解决千家万户的融资难题，加大对棚户区改造、“三农”、教育、小微企业以及扶贫开发等社会薄弱环节和民生领域的支持力度，使金融成果更好地惠及普通民众。2014年，国开行成立住宅金融事业部，全年发放棚改贷款4086亿元，占银行业九成份额，全年发放助学贷款147亿元，累计支持学生1200万人次，连续九年获人民网“人民社会责任奖”。

最大的对外投融资合作银行

国开行以市场化手段开展国际合作业务，积极参与“一带一路”战略规划，为实现我国与合作国多方共赢发挥了重要作用。倡导设立上海合作组织银联体，牵头组建中国-东盟银联体，推动加强金砖国家银行合作机制，为中国与世界搭建起金融交流的重要纽带和桥梁。截至2014年底，国际业务贷款3198亿美元，外汇贷款余额占全国金融机构外汇贷款余额29%，继续保持中国最大的对外投融资银行地位。

服务功能丰富的全牌照银行

国开行及旗下子公司具有投资、贷款、发债、租赁和证券等金融服务牌照。近年来，国开行发挥“投贷债租证”优势，深化综合金融服务，打造综合经营品牌，为客户提供多品种、全方位、一站式金融服务。

ChinaDevelopmentBank

Overview

Establishedin1994,ChinaDevelopmentBank(CDB)istheChinesegovernment\"sleadingdevelopmentfinanceinstitution.CDBdeploysmedium-andlong-termfinancinginserviceofnationaldevelopmentstrategies,throughacombinationofinfrastructureandbasic/pillarindustriesinvestments,socialprogramfinancing,internationalcooperation,andfull-servicebanking.CDBhasemergedasthefinancialbackboneofmedium-andlong-terminvestmentandurbanizationinChina;itisthelargestcross-borderfinancierinthecountryandthelargestdevelopmentfinanceinstitutionintheworld.

CDBcurrentlyoperatesitsbusinessesthroughitsheadquartersinBeijing,37tier-onebranchesandthreesecond-tierbrancheslocatedacrossChina,anoffshorebranchinHongKong,andfiverepresentativeofficesinCairo,Moscow,RiodeJaneiro,Caracas,andLondon.

CDBcontinuestomaintainitsoutstandingperformance,withtotalassetsamountingtoRMB10.6trillionandNPLratiolessthan1%for41consecutivequartersasoftheendofJune2015.

China’sGo-toBankforInfrastructureFinancing

Astheleadingbankforinfrastructureandbasic/pillarindustriesfinancing,CDBhasfinancedahostofmajornationalprojects,includingtheThreeGorgesDam,thecross-countrywaterdiversionandnaturalgasdistributionprojects,nationaloilstoragefacilities,theBeijing-Kowloonrailway,theBeijing-Shanghaihigh-speedrailway,relocationofShougangsteelplant,theBeijingOlympicGamesvenuesandinfrastructuresforShanghaiExpo.

Since1998,CDBhasbroadeneditscoveragetoincludemunicipalinfrastructurebeyondthedevelopedmetropolitanareas,supportingurbanizationinsmallercitiesandtownsacrossChina.

AChampionofFinancialInclusion

Committedtofinancialinclusion,CDBhasexploredsolutionstofinancingdifficultiesofindividualsandhouseholdsthroughwholesalebanking.CDBisdeepeningitscommitmenttopublicwelfarethroughincreasedinvestmentsinurbanrenewalofrundowndistricts,agriculturaldevelopmentandruralinfrastructure,education,SMElending,andpovertyalleviation.

In2014,CDBestablishedadedicatedhousingfinancebusinessdivision,issuingRMB408.6billioninurbanrenewalloansandendingtheyearwitha90%marketshare.StudentloanofRMB14.7billionwasdisbursedtosupport12millionstudentsintheyearof2014.CDB\"ssupportforsocialinitiativeshasearnedthebankthePeople\"sDailyOnlinePeople\"sSocialResponsibilityAwardeveryyearfornineyearsrunning.

China\"sTopCross-borderFinancier

CDB\"smarket-drivenapproachtointernationalbusinesshasplayedanimportantroleinpromotingmutuallybeneficialcooperationbetweenChinaanditspartnercountries.CDBisanactiveparticipantinthestrategicplanningofChina’sregionalintegrationinitiativessuchastheSilkRoadEconomicBeltandthe21stCenturyMaritimeSilkRoad,andisaleadingadvocatefortheestablishmentandgrowthoftheShanghaiCooperationOrganizationInter-bankAssociation,theChina-ASEANInter-bankAssociation,andtheBRICSInter-bankCooperationMechanism.ThesecooperativeplatformsplayanimportantroleinbridgingChinaandtheworldatlargethrougheffectivefinancialexchange.

Asoftheendof2014,withUS$319.8billionoutstandingininternationalloansaccountingfor29%ofallforeigncurrencyloansissuedbyChineselenders,CDBcontinuestobeChina\"sleadingcross-borderfinancier.

AOne-StopSourceforFull-serviceBanking

CDBanditssubsidiariesarelicensedtoofferafullrangeoffinancialservicesincludinglending,directinvestment,bondoffering/underwriting,leasing,andsecuritiesbusinesses.ThisintegratedproductsuiteallowsCDBtobuilditsbrandasafull-servicebank,offeringclientsone-stopaccesstoacomprehensiverangeoffinancialproductsandsolutions.